ourBudget

ourBudget is the intentional, privacy-first, low cost, high value envelope budgeter designed for those who want to gain complete understanding and control of their finances.

• No Accounts • No Subscriptions • No Ads • No Paywalls • No Data Collection •

RECLAIM YOUR FINANCIAL INTENTION

Most of the popular apps turn your budget into a passive receipt-tracker. They hide your spending habits behind "auto-sync" features. ourBudget is different. We believe that deliberate interaction is the key to financial control.

WHY OURBUDGET?

• Privacy First: Your data stays in your iCloud. No accounts, no third-party servers, no data collection.
• No Hidden Fees: No subscriptions, no paywalls, no ads.
• Manual Control: Log transactions intentionally to acknowledge every financial decision.
• Envelope Method: Distinguish between where your money is (Accounts) and what it’s for (Envelopes).
• The "Effective Budget": Don't just see a balance. Know your true available spending money after fixed costs and goals.

APP FEATURES

• The Dashboard: A one-shot overview of your current budget. When your budget needs attention, it shows up here.
• Envelopes Tab: Everything you need to know, or control, about each of your categories in one view
• Quick Reconciliation: Keep your budget accurate with a transaction matching algorithm.
• Recurring Transactions: Auto-surfaced to the dashboard, ready for your confirmation.
• Month-End Ritual: A guided review to handle rollovers and celebrate savings.
• Minimal Configuration: Add your accounts and balances and your income. A precision budget will self-build over time as you use the app.
• Informative insights: See where and when you're spending the most. Compare your budgeting to last month, and more!

PRO-USER FEATURES

• iCloud Sync & Sharing: Seamlessly manage household finances with a partner using real-time iCloud sharing via CloudKit technology.
• Action Button Ready: Use iOS Shortcuts to log a spend in 2 seconds from your Lock Screen.

THE OURBUDGET PHILOSOPHY

ourBudget is not just another passive ledger on your phone. ourBudget was built to be an active, intentional financial engine. It is designed to be a pleasure to use, giving you the tools to stop reacting to your bank statement and start proactively designing your financial future.

Take control. Be deliberate. Download ourBudget today.